How many times have you gotten a mail from Capital One this month? More than once, for sure. Capital One wants to waste paper, which is why the credit card issuer can afford to send offers in paper to your mailbox many times a month.

Capital One offers Visa and MasterCard, with platinum and gold cards. With more than 44 million cardholders in the US, Canada, and the UK, why send mail spams? If they have these many customers, why not let the word of mouth do the promoting or recruiting? Satisfied customers will always be happy to share their experiences.

Sending credit card offers to random people via postal service is so very annoying. Each time I receive one, I don’t even open the envelope. I tear it into pieces and throw it to the bin.

And I wonder how Capital One found me. I just transferred to a new house and just few weeks after I settled in, I got their spam mails again.

Capital One should stop sending these mails! If Capital One really wants to invite people to join, they should send emails instead. In that way, I could mark their emails ‘unwanted’ and they go directly to the bin marked, what else, ‘spam.’